Earn, Redeem, Repeat
with Central Bank of India
Spend more to EARN more on every transaction
Discover the benefits and how you can earn through using your Central Bank of India Debit Cards for digital transactions.
Platinum Debit Card
Earn 2 points on every ₹100 spent
Minimum points required to Redeem - 500
Signature Debit Card
Earn 3 points on every ₹100 spent
Minimum points required to Redeem - 500
Easy Ways To Earn
Classic Debit Card
Earn 1 point on every ₹100 spent
Minimum points required to Redeem - 500
Gold Debit Card
Earn 1 point on every ₹100 spent
Minimum points required to Redeem - 500
Being Me Debit Card
Earn 1 point on every ₹100 spent
Minimum points required to Redeem - 500
The following merchant categories are not
eligible for points earning on the Central Bank of India Rewards program
| Merchant Category Code | Description |
|---|---|
| 3429 | Insurance Rent-A-Car |
| 4111 | Railway Commuter Transportation |
| 4112 | Long Distance Passenger Transportation - Railways |
| 4784 | Fees Associated With Toll Roads, Highways And Bridges |
| 5960 | Direct Marketing - Insurance Services |
| 6010 | Cash Disbursements Such As Banks, Savings And Loans, Thrifts, And Credit Unions |
| 6011 | Cash Disbursement Transactions At ATMs |
| 6211 | Buy, Sell And Broker Securities, Stocks, Bonds, Commodities, And Mutual Funds |
| 6300 | Personal Or Business Insurance Policies |
| 7399 | Business Support Services |
| 7800 | Government-Owned Lotteries |
| 7801 | Government-Licensed Casino - Gambling |
| 7802 | Horse And Dog Racing Facilities |
| 7995 | Gaming Or Betting Establishments |
| 8211 | Elementary And Secondary Schools |
| 8220 | Universities, Colleges, Sr Colleges, Or Professional Schools |
| 8241 | Correspondence Schools - Distance Education |
| 8244 | Business And Secretarial Schools - General Business Training |
| 8249 | Training And Instruction In Specialized Professions - Training Certificate |
| 8299 | Educational Courses And Services - Automobile Driving Instruction And Flying Instruction |
| 8398 | Non-Political Fund-Raising Organizations - Soliciting Charitable Donations/Contributions |
| 8661 | Religious Organizations - Worship Services, Religious Training |
| 8661 | Religious Organizations - Worship Services, Religious Training |
| 9211 | Local, State, And Federal Courts Of Law - Process Court Fees |
| 9222 | Government Entities, Process Local, State, And Federal Fines And Penalties, Motor Vehicle Violations, And Community Or Property Assessed Fines |
| 9223 | Post Bail To The Court System As Security For The Appearance Of The Arraigned Individual |
| 9311 | Financial Administration - Taxation |
| 9399 | General Support Service To Government, Including Personnel, Auditing, Procurement Services, And Building Management Services |
| 9405 | Use An Acquiring BIN Associated With The Intra-Government Transfers (IGOTS) Program |
How to Redeem using Central bank Points
Redeeming your points is easy with Central bank Rewards. All you need to do is login to your Central bank Rewards Portal using your customer ID and password and check the reward points available. Go to the 'Redeem Points' tab and choose to use your reward points either on Product catalogue or Gift Cards/E-Vouchers. After selecting the gift card or the product(s) you like, you can redeem them against your reward points and pay the remaining amount using your debit/credit cards. Go ahead and redeem your points today before they expire!
